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By Tanya Waters
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In today’s hospitality landscape, high insurance costs and frequent liability claims can place significant pressure on operational budgets and long-term planning. One Irish hotel group faced exactly this challenge - increasing premiums, recurring claims, and uncertainty around business interruption cover.
They approached us at Arachas, seeking a comprehensive insurance solution that would not only reduce costs but also improve their overall risk posture.
We worked closely with the client to design a tailored insurance programme that addressed their unique exposures, including:
1. Reduced premiums across liability and property insurance
2. Lower excess structures to ease the financial impact of claims
3. Enhanced claims management through a trusted third-party partner, offering regular-time updates and faster settlements
4. Competitive finance options to support cash flow
5. A full review and update of Business Interruption cover to better reflect their operational realities
In addition to the core hotel insurance package, we supported the hotel group with:
1. Risk assessments to identify and address vulnerabilities
2. Policy customisation aligned with their business model
3. Staff training to reduce incidents and improve reporting
4. Ongoing monitoring to ensure continued alignment with their evolving needs
The outcome? Significant cost savings, improved claims efficiency, and greater confidence in their cover - all contributing to stronger financial performance and operational resilience.
This case highlights the value of a strategic insurance partnership in the Irish hospitality sector. If your hotel, restaurant, café or other hospitality business is facing similar challenges, we’d welcome the opportunity to explore how we can support your business.
Please feel free to contact our Hospitality Insurance team for more information on 01 5920896.
Arachas Corporate Brokers Limited t/a Arachas is regulated by the Central Bank of Ireland. Company registration number: 379157