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By Eamon Moran
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The people are the heartbeat of every sports club in Ireland, and Arachas want to ensure that they are properly cared for in the event of any incident. From children to adults, providing a safe and supportive environment is our top priority.
Insurance is essential for all sports organisations - from soccer clubs to rowing clubs and everything in between. If you’re responsible for managing your sports club’s insurance, here are the types of cover you need to be aware of.
1. Personal Accident Insurance
Covers all members, players, managers, coaches and trialists whilst playing, training or travelling to games. Incidents and injuries can happen at any time, and this cover ensures that those involved are protected financially if something goes wrong.
2. Public Liability Insurance
Protects your club from any third-party claims for property damage or bodily injury caused by negligence on the part of the club. This is especially important for incidents involving non-members such as opponents or spectators.
3. Commercial Motor Policy
Required if you own any grass-cutting machinery such as a ride-on mower or tractor. These machines are classified as mechanically propelled vehicles and must be insured under a Commercial Motor Policy.
4. Property Insurance
Protects your premises, equipment, stock, astro-turf pitches from damage caused by burglary, fire, storm and other perils. Without a pitch or venue, the games and training can’t go ahead - so it’s vital to have property insurance so to ensure any repairs can be carried out quickly and without delay.
5. Travel & Participation Insurance
Provides cover for your teams when travelling abroad. Many Irish clubs take part in invitational tournaments across the UK and Europe, so it’s essential that everyone is covered while away from home.
How Can We Help You?
As Ireland’s largest, nationwide insurance broker we understand that running a sports club comes with many risks. We are proud to be the only insurance provider with a dedicated sports team. Our expert team with 30 years’ experience are on hand to assist you should an accident arise.
Arachas has an exclusive partnership with Ireland’s leading Sports insurer, Aviva. This allows us to deliver a wide range of cost- effective insurance covers to protect the financial position, assets and legal responsibilities of leagues, soccer clubs and sporting organisations.
We can also cover many other types of organisations or sporting events, and we’d be happy to have a chat with you if you need any advice or have any questions.
Trust our wonderful team to look after your insurance, so you can focus on looking after your club. Contact us on 016395877 to receive a quote for your insurance.