19 Aug 2020
3 Reasons Why Campervan Insurance Matters< back
At Stuart Insurance Ltd, we provide our customers across Ireland with comprehensive camper insurance policies so that they are fully protected whilst they’re on their travels. In this blog, we look at three reasons why having the correct camper insurance is important.
Typically speaking, camper insurance features elements that aren’t usually found on a standard motor policy. For that reason, it’s always advisable to have a really good look through your campervan insurance renewal or new policy document properly.
Reason #1 - Have You Got Breakdown Cover?
The first thing that you need to ensure is that you are adequately covered in case the worst happens and your camper breaks down. Whilst some camper insurance will offer it as part of the policy, others won’t, so you shouldn’t assume anything. The last thing you need is to be stuck in a remote area with nothing in place to get you moving again. As many Irish Campervans are over 15 years old, breakdown is more likely and therefore it is more important to have the breakdown assistance cover.
Reason #2 - Are Your Belongings Inside Covered?
Given that a campervan is more of a home on wheels than a vehicle, you’ll obviously end up with more valuables inside than in your car. If you bring your laptop, phone, DVD player and everything else you need to make things more comfortable, there’s a possibility that your camper insurance might not cover you for it all, so you need to know where you stand. Phones, lap tops and high end electronic equipment are more commonly covered by an extension to your home insurance policy or under a stand alone policy.
Reason #3 - Does Your Camper Insurance Come with European Cover?
Does your Irish camper insurance cover you on the continent or in the UK and if so for how long? Does your Irish camper insurance cover you for breakdown assistance when travelling in the EU or the UK?. Maybe not automatically, maybe these are add ons? It is important to check with your insurance provider with details of your proposed itinerary before you travel, to ensure that you are fully protected should the worst happen. Don’t forget for travel in some countries you may need to bring a green card or a bail bond with you.
Ensure Your Camper Insurance Has Everything You Need
For all the reasons shown here and more, campervan insurance is not something you want to rush, as you need to consider all possibilities and ensure that it gives you what you need. You don’t want to find out after it’s too late and you’re faced with being stranded or not being covered if your van gets broken into. A little time now saves a lot of hassle later!
At Stuart Insurance Ltd, we provide transparent campervan insurance quotes that tell you exactly what your cover gives you. We’re also proactive in asking our customers what they’re going to be doing and where they’re going to be headed, so that they get the reassurance that no stone has been left unturned.
If you would like to know more about us or you’d like to get a quote, visit us online at www.campervaninsurance.ie or give us a call on (01) 288-1779 and we’ll be delighted to guide you to your perfect policy.